7 Free Date Ideas for Valentine’s Day

7 Free Date Ideas for Valentine’s Day

If you’re strapped for mullah, Valentine’s Day might be a little tight. However, that doesn’t mean it can’t still be memorable and romantic. There are plenty of exciting and meaningful ways to express your love—as opposed to putting yourself in the poor house. After all, Valentine’s Day is about celebrating your affection for one another, […]

14 Valentine’s Day Gift Ideas for Under $20

14 Valentine’s Day Gift Ideas for Under $20

Valentine’s Day is right around the corner, which means that every store in town is slapping a heart on their displays and doubling the price right before your eyes! For many of us, this celebrated day of love comes with a lot of stress. What do you buy for the person you love most—especially if […]

6 Free (and Awesome) Budgeting Apps

6 Free (and Awesome) Budgeting Apps

I love my smart phone (I happen to have an iPhone). However, regardless of the smart phone you have, it can save you money! What I mean by that is more about the apps than the phone—particularly the budgeting tools that you can download and use for absolutely free! The following six apps are not […]

5 Small Habits that Will Help Lower your Electric Bill

5 Small Habits that Will Help Lower your Electric Bill

I used to absolutely dread receiving my electric bill. The total was always frightfully higher than I’d imagined. However, a few basic household habit changes, and today I look forward to seeing how much lower my electricity bill is each and every month. If you’re one of the millions of U.S. households who still fear […]

Your Next New Car: Buy or Lease?

Your Next New Car: Buy or Lease?

A long term finance or a similar monthly payment on a new car? Either way, both may end up costing you the same amount of money. However, it really comes down to life choice when you consider that your monthly payment for money down on a new car purchase vs. leasing a new car will […]

8 Tips for DIY Debt Reduction

8 Tips for DIY Debt Reduction

It’s unfortunately for many Americans who find themselves in bottomless pits of debt that they just can’t seem to clamber out of. However, there are several methods that you can apply to your spending to reduce a considerable debt and even improve your credit rating. Here are eight tips for do-it-yourself debt reduction… 1. Curb […]

5 Tips to Help Limit Impulsive Spending

5 Tips to Help Limit Impulsive Spending

Impulse buying is the leading cause of your credit card debt, and the reason you can’t afford to take a vacation every year. However, it didn’t stop you from buying that brand name pair of boots now did it? Sure, it’s easy for someone else to say just don’t reach for your credit card every […]

4 Credit Lessons Every Kid Should Learn

4 Credit Lessons Every Kid Should Learn

Your child—regardless of if they’re age 5, 10, or 20—has some valuable lessons they should learn early on about money. For example, how to save, establish a budget, maintain good credit, and so forth are essential lessons learned for any youngster’s lifelong financial success. Here are the following four credit lessons that every kid should […]