If you’ve ever wondered why extreme couponing is so darn hot, consider that it’s possible to buy groceries and only actually pay every other time, which works out to the equivalent of paying for every other grocery shopping excursion! So while most of us overlook the coupons in our newspapers, stop and think about what […]
4 Reasons to Buy Groceries in Bulk
Did you know that food packaging makes up about 8-percent of the cost of food? That is why buying in bulk is positive for the environment and beneficial for your pocket book at the same time. Here are four very convincing reasons, both environmentally and economically, why you should buy your groceries in bulk… 1. […]
6 Free (and Awesome) Budgeting Apps
I love my smart phone (I happen to have an iPhone). However, regardless of the smart phone you have, it can save you money! What I mean by that is more about the apps than the phone—particularly the budgeting tools that you can download and use for absolutely free! The following six apps are not […]
5 Small Habits that Will Help Lower your Electric Bill
I used to absolutely dread receiving my electric bill. The total was always frightfully higher than I’d imagined. However, a few basic household habit changes, and today I look forward to seeing how much lower my electricity bill is each and every month. If you’re one of the millions of U.S. households who still fear […]
Your Next New Car: Buy or Lease?
A long term finance or a similar monthly payment on a new car? Either way, both may end up costing you the same amount of money. However, it really comes down to life choice when you consider that your monthly payment for money down on a new car purchase vs. leasing a new car will […]
8 Tips for DIY Debt Reduction
It’s unfortunately for many Americans who find themselves in bottomless pits of debt that they just can’t seem to clamber out of. However, there are several methods that you can apply to your spending to reduce a considerable debt and even improve your credit rating. Here are eight tips for do-it-yourself debt reduction… 1. Curb […]
5 Tips to Help Limit Impulsive Spending
Impulse buying is the leading cause of your credit card debt, and the reason you can’t afford to take a vacation every year. However, it didn’t stop you from buying that brand name pair of boots now did it? Sure, it’s easy for someone else to say just don’t reach for your credit card every […]
4 Credit Lessons Every Kid Should Learn
Your child—regardless of if they’re age 5, 10, or 20—has some valuable lessons they should learn early on about money. For example, how to save, establish a budget, maintain good credit, and so forth are essential lessons learned for any youngster’s lifelong financial success. Here are the following four credit lessons that every kid should […]
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